Four Simple Steps to Ownership
Our process is designed to be straightforward and transparent. No complicated paperwork, no hidden surprises.
Browse & Choose
Explore our catalog and select the asset that matches your needs and goals.
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Browse our wide selection of business equipment
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Compare features and weekly/monthly rates
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Find the perfect asset for your business idea
Apply & Get Approved
Fill out a simple application. We'll review it quickly and get back to you within 24 hours.
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Simple application - takes just 10 minutes
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Basic ID and proof of residence required
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We assess your needs, not just your credit
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Response within 24 hours guaranteed
Receive Your Asset
Once approved, we deliver your asset directly to you. Start using it immediately.
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Free delivery within Douala
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Professional installation and setup included
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Basic training on how to use your equipment
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Start earning income from day one
Pay & Own
Make weekly or monthly payments that fit your budget. Once complete, the asset is 100% yours.
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Choose weekly or monthly payment schedule
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Pay via Mobile Money, bank transfer, or cash
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Typical payment period: 6-24 months
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Full ownership transfer when payments complete
Why Choose Hire-Purchase?
No Large Upfront Payment
Start with a small initial deposit instead of paying the full price upfront. Keep your savings for other needs.
Start Earning Immediately
Begin using your asset right away. The income it generates can help cover your payments.
Flexible Payments
Choose a payment schedule that works for your income. Weekly or monthly options available.
Build Credit History
Consistent payments help establish your financial track record for future opportunities.
Full Ownership
Once you complete all payments, the asset is 100% yours. No ongoing fees or obligations.
Quality Assured
All our equipment is quality-checked and tested before delivery. We stand behind what we provide.
Frequently Asked Questions
What do I need to apply?
You'll need a valid national ID card, proof of residence (utility bill or rental agreement), and a clear business plan or intended use for the asset. No formal credit history required.
How long does approval take?
We aim to review all applications within 24 hours. In most cases, you'll receive a decision on the same day you apply. Once approved, delivery can happen within 2-3 days.
What payment methods do you accept?
We accept Mobile Money (MTN MoMo, Orange Money), bank transfers, and cash payments. You can choose the method that's most convenient for you.
What if I miss a payment?
Life happens, and we understand. Contact us immediately if you're having difficulty. We work with our customers to find solutions, including payment rescheduling when needed.
Is there a warranty on the equipment?
Yes! All our equipment comes with a warranty. If there's a defect or issue during the warranty period, we'll repair or replace it at no extra cost to you.
Can I pay off early?
Absolutely! We encourage early payoff. There are no penalties for paying ahead of schedule. In fact, you may qualify for a discount if you complete payments early.
Ready to Start Your Journey?
Take the first step towards owning the asset that will transform your future. Our team is here to help you every step of the way.
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